I find it very difficult and it seems really silly that I can't make it through a day without spending money. I'm not saying that I'm addicted to spending money, it just seems every day something unexpected happens or there is some variance in a day.
Obviously, I'm going to spend money on grocery shopping. And I try to get it done in a day. But Costco doesn't have everything I need, so at some point I have to go to a different store. And sometimes spending money can save me money.
For instance, yesterday I went to Fred Meyer to get more fat free half and half for my coffee. If I have the half and half, I don't go to Starbucks as much. Although the Starbucks every day habit was a hard one to break. I figured out one month a few years ago how much I spent buying coffee and it was a couple hundred dollars and that was only the ones where I used my debit card; it didn't count how much actual cash I spent. So now I keep my coffee outings to a minimum, thanks to half and half and will and determination (after all I have an espresso machine at home).
I was going to stop at Starbucks on the way home from buying half and half, but I got distracted by something that was on the radio and I just ended up at home. Phew! Five bucks that stayed in my wallet.
Today, I had no intention of spending money, except my daughter is playing in the pep band at a football game tonight. It costs my husband and me $6 each to get in, then it costs us another 5 bucks for snacks. I don't mind spending the money, it's for a good cause and the kids need all the support they can get. I try to avert snacks, but it's usually cold and a hot beverage warms me up.
So every day I try not to spend money and occasionally I am successful. I even ignore the subtle hints of my always expanding grocery list. I will not go to the store because chocolate chips appeared on my list; it can wait until pay day. I will however go to the store if we are out of milk (or half and half; but I already covered that).
The best thing would be for me to just sit still, right here and not go anywhere... of course there is always the internet.